They work their whole lives, some at jobs they hate. Put the kids through college where they didn’t go. They stay too long at their jobs, because they don’t know how much money they will need. And then they retire to Florida to play golf and eat at early bird special.
The work took its toll. Bad diets. Stress. Passivity in the face of managerial terror. Ill conceived marriages. A little tax cheating here; a little all cash there. Skiing on the ice. And bad hips.
Death comes quicker than they thought. No one wants their mismatched, cheap clubs, used skis or crutches. That their precious goods would end up at Goodwill or Faith Farms as estate tax deductions was unexpected, but predictable.